Lending Disclosure: We are not a direct lender. We are a matching service that connects borrowers with third-party lenders. We do not make credit decisions, fund loans, or determine loan terms.
APR Disclosure: The Annual Percentage Rate (APR) represents the annualized cost of your loan. In Texas, because loans are generally facilitated by Credit Access Businesses (CABs), total fees can be substantial, leading to APRs that often range between 200% and 600%+. APRs are determined solely by your lender based on your creditworthiness, loan amount, and state laws.
Credit Check Notice: Submitting a request through this website does not guarantee approval. Lenders within our network may perform credit checks using major credit bureaus (such as TransUnion, Experian, and Equifax) or alternative providers to determine your eligibility.
State Information: Texas Residents: Payday and title loans in Texas are primarily regulated by the Office of Consumer Credit Commissioner (OCCC). Lenders generally operate as Credit Access Businesses (CABs). These are high-cost, short-term financial products and should not be used as long-term financial solutions.
State Regulations: Texas does not cap payday loan fees, leading to high-cost loans structured via Credit Access Businesses (CABs). Borrowers are advised to use these loans solely for short-term emergencies.